We finance what banks and credit unions can’t. We fill gaps for developers, nonprofits, business expansions, and business startups.

We provide loans for financial gaps in projects, bridge loans to get your project moving quicker, SBA 504 loans to lock in low interest rates for the life of the loan, and Brownfield clean up loans.

Here are some examples of ways we can help:

  • Loans for working capital, equipment, training, product development, renovations and new construction.
  • Start-ups, expansions, modernizations, re-structuring and acquisitions.
  • Flexible loan terms
  • Access to technical assistance, business training, loan guarantees and equity sources.
  • Environmental Cleanup & Assessment

Contact Jolene at or (406) 750-4481 to discuss which financing option is right for you.

Since beginning lending in 1996, we have closed more than $36 million in loans, leveraging over $179 million in new investment across the Golden Triangle of Northcentral Montana.

Over the past 21 years, our lending has led to the creation of over 2,500 Great Falls jobs, ranging from one-person companies to large businesses. Our clients include entrepreneurs, new and existing business, and developers of all size and type. We are an equal opportunity lender. We do not discriminate on the basis of race, sex, ethnicity, religion or sexual preference.

GFDA is a Community Development Financial Institution certified by the US Treasury. Our mission is to provide access to capital that otherwise would not be available from conventional sources. We are dedicated to creating economic opportunity and improving the quality of life in Northcentral Montana.

Still have questions? Visit our FINANCING FAQs page!

The lending activities of GFDA & High Plains Financial are funded in part by the United States Department of Agriculture. In accordance with Federal law and the USDA policy, this institution is prohibited from discrimination on the basis of race, color, national origin, sex, age, or disability. (Not all prohibited bases apply to all programs). To file a complaint of discrimination, write USDA Director, Office of Civil Rights, 1400 Independence Ave. SW, Washington DC 20250-9410 or call (800) 795-3272 (voice) or (202) 720-6382 (TDD).

The Federal Equal Opportunity Act prohibits creditors form discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law Is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

Curious to see how these projects pencil out?For each of the vision projects we have project analysis that includes Project Descriptions, Cash Flow Projections, and Rent Roll Summaries.